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But the question is “Can it do that?” and what does it mean for Amp as an investment?
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So where does Amp come in? Well Amp is a token issued by Flexa and Flexa is a payments platform aimed at solving all these problems. Another possibility would then be to directly pay with cryptocurrencies by transferring it from one wallet to another, but that too has some issues – namely finality, speed, and security. For example ’s card is issued by Visa, and they charge the basic Visa fee. But that won’t solve the chargeback problem. We know this since the most common way to pay with cryptocurrencies is using a crypto credit card. However, the payment ecosystem surrounding cryptocurrencies isn’t there yet. Another problem merchants typically face is fraudulent card charges which reached over $25 billion in 2019.Īll of this is without a doubt a problem and as you might know there are hopes that cryptocurrency will at least partly solve this problem. Naturally, they also charge a fee for all of this which is important earnings taken away from the merchants. This includes your data being transferred through banks and payment companies like Visa and Mastercard. When you pay using your card there are multiple steps that take place behind the scenes. Then our part is done, and we might think that the merchant will now immediately receive the $5 dollars we paid them.
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The only think we have to do is go there, grab our card and hover it near the card reader. For a consumer like you and me it feels fairly simple to go grab a coffee from your local coffee shop.
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